Any Maryland resident can fall on hard times financially. If you have reached the point where you can no longer pay your debts and other expenses, you are likely considering your options to have some, if not all, of your debts eliminated. One option you may have considered is filing for Chapter 7 bankruptcy. Known as a liquidation bankruptcy, Chapter 7 allows you to discharge some of your debt so that you can begin to rebuild your finances. However, you need to understand what debt you cannot eliminate through this type of bankruptcy.