Bankruptcy Attorney Schwartz understands your financial difficulties. Financial hardship is an all too real fact of life for many good people living in today's economy. Many conscientious people intend to pay their bills diligently and with care, but harsh economic conditions at times make it impossible. Unfortunately, many of those facing economic hardship refuse to consider bankruptcy because they feel it is too extreme a measure, or perhaps they fear a stigmatizing effect. What few realize is that the federal government in cooperation with local state governments designed the bankruptcy laws in order to give good people who face serious economic hardship a fresh start. If your debt load outweighs your income, you may qualify for bankruptcy protection or debt restructuring.

Mr. Schwarz has extensive experience in handling personal bankruptcy and business bankruptcy. Under Chapter 7 bankruptcy, generally, complete elimination of unsecured debt is possible, including credit card debt, medical bills, and other debt relief. Under Chapter 13 bankruptcy, lower monthly payments can be arranged with the bankruptcy trustee which allow the debtor the keep their property such as their house or car.

Likewise, Chapter 11 bankruptcy allows for a business to restructure its debt in such a way as to become profitable again. Many leading businessmen look at bankruptcy protection as a sound business decision that could ultimately save the company and ensure long-term profit and cash flow.

No matter what your financial crisis entails, whether creditors are harassing you at home, or your wages are being garnished, or liens have been taken out on your property, or your home is being foreclosed, bankruptcy has the power to stop creditor control of your life.

Call Mr. Schwartz today for a free consultation regarding your financial difficulties. He became a bankruptcy lawyer to help good people start get a fresh start.

Call immediately for a free consultation, and I will put my expertise to work for you.

Proudly Serving College Park Maryland, Washington D.C. and the surrounding areas of Montgomery and Prince George's County, including New Carrollton, Silver Spring, Takoma Park, Greenbelt and Rockville.

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